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The OSC does not regulate insurance companies or insurance products, such as segregated funds, and we do not oversee estate planning matters such as probate taxes.
The tax implications may vary based on the individual plan. Youll also permanently lose the contribution room you originally used to make the contribution.
Learn more about withdrawing money from your RRSP before you retire. They are individual insurance contracts that invest in one or more underlying securities, such as a mutual fund.